Check your withholding
April 22nd, 2005 at 04:28 amTurboTax reminded me again that my refund was really an "interest-free loan to the government." So I changed my withholding to reflect my giving, marital status, and dependents better than I had. As long as you have most of what you should be paying in taxes throughout the year (check the tax codes for an exact definition of "most of what you should be paying") then you can have more of your money at your disposal for saving, earning interest, spending, whatever.